ChrisEd Legacy Finance Ltd ChrisEd Legacy Finance Ltd
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Our loans

Four straightforward products. Pick the one that fits, then send us an enquiry — we will confirm the amount and instalment you qualify for.

Payday Loan

A short bridge to your next salary.

Who it's for: Salaried employees who need cash before month-end.

  • One single repayment aligned to your payday
  • Decision within 24 hours
  • No collateral required
Amount
MK 100,000 – 5,000,000
Repayment
Repaid in full on your next payday
Apply for this loan

Payroll Loan

Larger amounts, repaid monthly from your salary.

Who it's for: Employees of registered organisations.

  • Spread repayments over several months
  • Instalments sized to what you can afford
  • Convenient employer deductions
Amount
MK 100,000 – 5,000,000
Repayment
Repaid monthly over 3–24 months
Apply for this loan

SME Individual Loan

Working capital to grow your business.

Who it's for: Business owners and traders.

  • Fund stock, equipment or expansion
  • Repayment plan matched to your cash flow
  • Build a credit history for bigger facilities
Amount
MK 100,000 – 10,000,000
Repayment
Repaid monthly over 3–12 months
Apply for this loan

SME Group Loan

Borrow together, grow together.

Who it's for: Groups of traders and entrepreneurs.

  • The group guarantees each member
  • No individual collateral needed
  • Regular meetings and savings built in
Amount
MK 100,000 – 5,000,000
Repayment
Repaid weekly over 4–16 weeks
Apply for this loan

Pricing: all loans carry interest of 5% per month on the reducing balance, with one-off fees of 5% processing fee, 5% administration fee, 1% insurance fee. Late payments attract 0.167% per day after a 3-day grace period. There is no charge for repaying early.

Loan calculator

An estimate — your real offer depends on affordability.

Repaid in a single amount on your next payday.

You receive
Total repayable
Cost of credit
Apply for this loan